HOW DOES IT WORK?
Laybuy offers online shoppers a simple interest free payment plan that lets you secure your purchase today and pay for it in 6 equal payments, once a week for 6 weeks.
Laybuy performs a credit check to obtain a credit score on all new users upon registration. Once your credit score has been confirmed and your account has been verified, Laybuy assigns your Laybuy limit (see How is my Laybuy limit approved?) and you can begin shopping immediately.
The first payment equal to one sixth of the purchase price occurs once your order is completed. The remaining 5 payments are processed each week on the day of the original purchase from your nominated card. No further action is required and all account information including a payment schedule can be viewed, at any time, through your Laybuy account.
Once you select Pay by Laybuy at checkout and complete your purchase, the Merchant ships any products directly to you at the delivery address you have requested. If your purchase is a ticket for a service, this will be emailed to you.
TO MAKE A PAYMENT USING LAYBUY, ALL YOU NEED IS:
– An Australian credit card or debit card
– To be over 18 years of age
– An Australian residential address
HOW DO I USE LAYBUY?
1. Add items to your cart and checkout as normal
2. Select Laybuy as your payment method – you will be redirected to the Laybuy website.
3. Register or login to your Laybuy account
4. Enter or verify your payment details, then confirm your order
Please note: The funds for the first payment must be available on your nominated card at the time of checkout. For more information about Laybuy terms and conditions, visit the Laybuy website.
>> LAYBUY FAQs <<
HOW DO I RETURN AN ITEM PURCHASED WITH AFTERPAY?
You can return your Laybuy purchase if you meet our Returns Policy, then send us an email at info [@] bubblegumbeadsaustralia.com.au and we will contact you via email with further discussion and/or information on how to return.
WHAT IF I CAN’T PAY AN INSTALMENT?
If you fail to make a payment, you will be charged a $10 late payment fee by Laybuy, with a further $10 late payment fee added seven (7) days later if the payment is still unpaid. Please see laybuy terms and conditions here.
WHAT CARDS DOES LAYBUY ACCEPT?
Laybuy currently accepts Mastercard & Visa credit and debit cards issued in Australia. Unfortunately Laybuy does not accept any prepaid cards or foreign debit/credit cards.
WHEN WILL MY FIRST PAYMENT BE CHARGED?
All new Laybuy customers are required to make their first payment at the time of purchase. You will no longer be considered a ‘new’ customer once you have fully paid off your first order and 6 weeks has passed since you placed that first order.
WILL MY ORDER BE DESPATCHED STRAIGHT AWAY?
Yes, we will pack and despatch your order within our normal despatch times.